Qonto's core plans cover the essentials every business needs to manage its finances: getting paid, paying bills, and setting up your team 💪. Add-ons let you go further by layering advanced capabilities — automation, deeper organization, or tighter team controls — on top of what's already included in your plan. You only pay for what you need, and you can add or remove them as your business evolves.
Three add-ons are available. They are accessible on 💻 web and 📱 mobile, and available to Owners and Admins on any Qonto plan. ☝️ The Team Spend Control add-on requires a minimum of an Essential+ plan.
| Add-on | Price | Area |
|---|---|---|
| Team Spend Control | €49/month | Accounts Payable & Expense/Spend Management |
What does Team Spend Control include?
Team Spend Control is designed for businesses where multiple people are spending or approving payments on the company's behalf, and where informal, ad-hoc approvals are no longer enough to ensure consistent policy enforcement.
This add-on applies across both Accounts Payable (supplier bills) and Expense & Spend Management (team spend), so you only need it once even if you use both. It requires a minimum of an Essential+ plan.
It includes the following features:
- Advanced manager role & permissions: Give managers more granular control over what their team can do, so you can delegate oversight without giving full account access.
- Approval workflows for transfers, expense reports, and supplier invoices: Route requests to the right approver automatically based on rules you configure — by amount, requester, or supplier. Payments cannot proceed without going through the correct approval path.
- 4-eyes validation: Require a second person to validate sensitive payments before money moves, so no single person can approve and execute a high-risk transaction alone.
- Advanced card settings: Set spending limits by day, category, or amount on team cards, so spend stays within policy automatically rather than being caught after the fact.
- Auto-block cards for missing receipts: Cards are automatically blocked if a receipt has not been submitted, so you stop manually chasing team members for documentation.
- HRIS integration: Sync your HR system with Qonto so that when someone joins, leaves, or changes role, their access and permissions update automatically.
Team Spend Control works well for teams that have grown past informal approvals and need consistent, enforceable spend policies — particularly once multiple people are spending or approving payments on the company's behalf.
Can I combine multiple add-ons?
Yes — add-ons are independent of each other, and you can activate any combination depending on your business needs.
Each add-on is billed separately and can be added or removed at any time from your account settings.